The Easy Max Gold Loan Scheme is available to individuals aged 18 and above with valid identification and proof of gold ownership. The loan carries an interest rate of 21.00% per annum, applicable for the entire 12-month loan tenure. Late repayments may attract additional charges as per Gold Lakshmi Finserv's policy. Loan amounts between ₹1 lakh and ₹2,99,999 will be sanctioned based on the gold's value, purity, and loan-to-value (LTV) ratio. All loan approvals are subject to GoldLakshmi Finserv's discretion and evaluation criteria.