The Easy Pro Gold Loan Scheme is available to customers aged 18 and above with valid identification and gold ownership proof. The scheme features an interest rate of 18.00% per annum, applicable for the entire loan duration of 12 months. Delayed repayments may incur additional charges in line with GoldLakshmi Finserv's policies. The loan amount, ranging between ₹3 lakh and ₹4,99,999, will be sanctioned based on the value, purity, and loan-to-value (LTV) ratio of the pledged gold. Loan approval is subject to the discretion of GoldLakshmi Finserv and adherence to the company's evaluation criteria.