The Easy Pro 2 Gold Loan Scheme is available to individuals aged 18 and above with valid identification and proof of gold ownership. The loan carries an interest rate of 16.00% per annum, applicable for the entire duration of 9 months. In case of late repayments, additional charges may apply as per Gold Lakshmi Finserv's policies. The minimum loan amount under this scheme is ₹3 lakh, subject to the value, purity, and loan-to-value (LTV) ratio of the pledged gold. All loan approvals are at the discretion of Gold Lakshmi Finserv and are based on internal evaluation criteria.